Social and financial inclusion
We seek to improve access to quality goods and services for the inhabitants of poor neighborhoods by reducing the information asymmetry that excludes them. The market, in the absence of information about these individuals – financial, domiciliary, etc. -The company does not include them, or does so at a higher cost. With the appropriation by these people of verifiable credentials that show attributes linked to their identity, such as a record of a microcredit payment, we want to improve the levels of trust and their quality of life.
Registration and credit history
With ai-di you can store different verifiable credentials linked to the repayment of a microcredit. This information allows the individual to begin building a credit history that can be shared with other individuals or institutions. Likewise, those who receive these credentials can verify their authenticity simply and automatically against the blockchain. In this way, unbanked people, excluded from the financial system, can register as good payers and reduce the information asymmetry that affects them when applying for credit.
Access to benefits and benefits
Many institutions offer different services and benefits related to health, insurance, legal advice and others, all in a simple and digital way. With ai-di, based on a system of verifiable credentials, users and their families can easily and digitally access each of these benefits, reducing subscription times and costs.
ai-di, in first person
Marcela, an advisor to the Seeds Program, and Carla, a neighbor of Barrio 31 and a microcredit beneficiary, tell in this video the advantages of using ai-di.